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Roll all your existing credit card balance payments into a single monthly repayment with our promotional consolidation loan.
Check-out our loan calculator (select promotional rate) to see if we could save you money.

Slide 1

Enquire about our special home renovation loans. Borrow from £5,000 to £20,000 & repay up to 10 years. No fees whatsoever to set-up and maintain your loan. APR 9.37%

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Whether you’re dreaming of an upgrade, a hybrid or your very first car – for a fair, flexible loan you won’t have to look far!

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Providing fair loans to Members is one of the things we do at  Ballyhackamore Credit Union. No loan is too small. We will encourage you to manage your money carefully by structuring loans around your needs and your ability to repay.


Regular savings is a good idea and is recommended by Ballyhackamore Credit Union. You might like to save for holidays, Christmas, Education or simply to put something by for that ‘Rainy Day’. We have different types of savings available.


Ballyhackamore Credit Union also offers all eligible members insurance services. Some of these insurance services are paid for directly by the credit union and others will be paid directly by the member.

Loan Calculator

** All figures given on this web site are for your general information only, and give a rough guide to loan repayments. Any statements on this web site do not purport to be authoritative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

24 Months

**Information is correct as at 4/03/2021.
Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at Ballyhackamore Credit Union Ltd. It does not constitute a loan offer. This document is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing and does not constitute an offer of finance or repayments.



New on-line services now available

In a hurry ? Telephoning our office not convenient ? Members can now register to use Ballyhackamore Credit Union's new on-line services.  Registration links are available at the top and bottom of the...

Our office will reopen on Monday 22nd March, 9.30am.

IMPORTANT MEMBER INFORMATION Our office will reopen on Monday 22nd. March, 9.30am. LODGEMENTS TO LOANS OR SAVINGS: Also available via online services. Register via the button at top right on our website. Phone payments also...

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Our Services

Why Choose Us

There are many great reasons to choose the Credit union. We pride ourselves in providing a wide range of services to our members and local community

Credit Unions Exist for their Members

Surplus income generated is returned to members by way of a dividend and/or is directed to improved or additional services required by the members.


We offer a great place to save for our members and you can set up a direct debit savings to provide a nice nest egg.

Help Other Members

Your savings contribute to your credit union’s loan fund. So your savings are helping other members.

Not for Profit

Credit Union is a local, not for profit financial institution. We specialise in providing a great place for savings and loans in our community.


Flexible financing and a range of different loan types available.

Other/ Services

AXA Car Insurance and Home Insurance

Ballyhackamore Credit Union, in conjunction with AXA Insurance, may be able to offer members a discount on their home and car insurance.

Here to Help


Joining is Easy! To be eligible for membership of Ballyhackamore Credit Union Limited you must be living or working within our common bond area.

Managing Your Money

This year is yet another year that is delivering families and individuals some tough financial challenges.

Standard Rules

See attached to view the Standard Rules for Credit Unions (NI) 2021


Get In Touch

Please get in touch with us below if you have any queries, wish to become a member or have a loan enquiry which we can assist you with.

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