Estimate your loan repayments

Estimate your loan repayments

Standard Personal Loan

12% (12.68% APR)

Standard Personal Loan

12% (12.68% APR)

I need:
Weekly RepaymentsMonthly Repayments
Weekly Total CostMonthly Total Cost
Weekly Total InterestMonthly Total Interest

Please enter your details below to start the application process.
Full Name
Email address
Telephone number
Preferred contact time
Repayment period
Enter the word YES in the box:

All figures given on this website are for your general information only, and give an approximate guide to loan repayments. The figure calculated above does not constitute a loan offer and any statements on this website do not purport to be authorative or legally binding. Ballyhackamore Credit Union accepts no responsibility for errors due to changes in rates or offers which have occurred after this date. You are advised to check with our offices for up-to-date rates and offers.

How to Apply

Already a Member?

Apply for your Loan Online

Apply in Office

Application Form

Fill in an application form. These are available in office or download by clicking here. This form cannot be e-mailed.

Submit Application

Leave completed application form into our office.

Decision & Collect

Receive decision and collect loan in office.

Why borrow from your credit union?

  • No hidden fees or charges.

  • Fair and reasonable interest rate compared to other lenders.

  • Your loan may be insured – subject to terms & conditions – at no direct cost to you.

  • You can pay off your loan early, make additional or increased payments without penalty.

  • Repayment terms to suit your affordability.

How much can I borrow?

New members who have recently joined can apply straight away for a loan of up to £2,000 above their savings.

After 6 months of membership, you can apply for a loan of up to £10,000 above your savings.

Loans covered by savings

For loans covered by savings you can apply online or in office without the need to fill in an application form.

Simply ask a member of staff and we can process these loans the same day.

Important information on loans

Each member is unique. Our loan officers will look at your savings, income and outgoings and ability to repay your loan. We will set up your repayment plan and you can make additional payments via cuOnline or in office.

At all times, your savings are held as security on your loan. You may NOT withdraw savings if this brings your balance to less than your loan balance, including shares you have lodged after taking your loan.

When personally collecting a loan, valid photographic ID is required. For loans above savings, current proof of address is also required.
For online loans these documents may be uploaded. This condition cannot be waived.